The team Digitalisation is a think tank of the Association of Geman Banks that deals with fundamental issues of digitalisation.


	
	Europe must become more attractive for digital business models that strengthen Europe's competitiveness
	
	
	A simple set of rules and better digital skills are needed to foster innovation
	
	
	The European Commission and the Association of German Banks launch a joint initiative on token

Tokenise Europe 2025: New initiative shows benefits of tokenisation

Position paper on a digital euro – the next step in the evolution of money

The discussion about the possible introduction of a digital euro has gained significant momentum in recent months and is increasingly also being conducted politically. If a digital euro is introduced, it must be successful for many reasons: for European citizens and the economy in general, and for E

Position paper on the digital euro: Setting the course that could fundamentally change Europe's payment system

The Association of German Banks believes the first step should be to establish a European legal framework that enables data to be exchanged across different businesses and industries and that takes a differentiated approach.

Data economy – we need a new cross-sector data framework

The digital sovereignty of Europe is a basic prerequisite for the European economy to maintain its innovativeness and therefore its competitiveness in the medium to long term.

Promoting the Digital Sovereignty of Europe

Businesses must work together with government to achieve this goal of a flourishing ID ecosystem.

Digital identities – steps on the path to an ID ecosystem

Parallax Wolken

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Tobias Tenner

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Simon Zieglgruber

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Stephan Mietke

Position papers

Read this article to find out:


	Which business models for banks could work in the metaverse
	Why so many banks are apprehensive about committing to the metaverse – and which are giving it a try



Five facts about the Metaverse from a banking perspective

Part 2: Banking in the metaverse&nbsp;

Banking in the metaverse is currently still in its infancy. Experts assume, however, that a combination of decentralised finance (DeFi) and banking and financial services could lead to the creation of special products tailored to meet the specific needs of t

Metaverse: a new reality – how will it affect banking? - Part 2

The metaverse and the importance of the virtual economy

In October 2021, the US tech company, Facebook, changed its name to Meta. At the same time, it announced that it wanted to expand the metaverse into the most important future business segment. Even though the idea of a metaverse was no longe

The metaverse: a new reality – how will it affect banking? - Part 1

The&nbsp;German Banking Industry Committee (GBIC)&nbsp;have&nbsp;detailed&nbsp;several aspects regarding a&nbsp;Commercial Bank&nbsp;Money Token (CBMT) in a new working paper. It acts as a follow-up to the CBMT concept laid down in the whitepaper “Europe needs new money”, published by GBIC&nbsp;in&n

New working paper on Commercial Bank Money Token

The German Banking Industry Committee (GBIC) welcomes the opportunity to respond to the call for evidence on the European Commission’s open finance framework initiative.

Comments on the call for evidence on an open finance framework

The German Banking Industry Committee (GBIC) commented on the European Commission’s consultation on a digital euro.

Digitalisation

Kontakt

Tobias Tenner

Marek Jessen

Frank Mehlhorn

Stephan Mietke

Simon Zieglgruber

Zeynep Tolun

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