The EUDI Wallet, a digital wallet for your smartphone, is set to launch in January 2027 and make everyday digital life easier. It will allow you to prove your identity digitally and, over time, manage other digital credentials in one place.

“The decision of the European Central Bank (ECB) to leave its key interest rates unchanged is understandable, particularly in view of the rise in capital market interest rates across the euro area,” said Heiner Herkenhoff, CEO of the Association of German Banks.

Here are four simple ways to make clever use of bonuses.