The Integrated Reporting Framework - IReF for short - is intended to simplify reporting for banks. Silvia Schütte is an expert on banking regulation at the Association of German Banks and answers the most important questions.

The new year is an excellent time to set new savings goals. But of course, you probably already know all the classic tips for saving money, from reducing electricity use to cancelling subscriptions. But what about more creative approaches? This article discusses some of the more unusual savings tips for daily life, ones that often become habits. Get inspired to start a new year of savings in 2025!