The overdraft facility offers short-term financial flexibility, but with its comparatively high interest rates, it is one of the most expensive forms of credit.

Discovering several countries at once, experiencing other cultures, yet still sleeping in the same bed every night – that’s what makes cruises so popular. With targeted finance tips you can keep an eye on your spending and avoid unwanted additional cost.

The European Commission plans to evaluate and develop the Shareholder Rights Directive. Germany’s private banks believe strongly that further development will help to exercise shareholder rights more efficiently, thereby strengthening the European capital markets.