Welcome to the Association of German Banks.
Shaping the future of the financial industry.
Position paper
21st of May 2026
Next Generation Money
Use cases and potential of tokenised money
Tokenised money is becoming a key component of digital financial and the economic systems of the future. It allows payments to be integrated directly into digital processes, transactions to be processed automatically and new forms of economic interaction to be established. This goes beyond the functions of traditional forms of money and unlocks new potential for benefits and value creation.
The Association of German Banks in numbers
180
Employees work for the Association of German Banks.
3
locations. We work in Berlin, Brussels and Frankfurt/Main.
184
members are part of our association, mainly private banks operating in Germany.
24
Fintechs are among our members.