Innovative business ideas, new products or exciting projects require seed money. Crowdfunding or investing is one of many options for acquiring seed money and getting your project on the market. But what is crowdfunding? And what is the difference between crowdfunding and crowdinvesting? What are th

Crowdfunding: what to consider

What are securitisations?

A securitisation is a large number of receivables bundled together in one package. These could be car loans, loans to small and medium-sized enterprises or trade receivables from the sale of solar modules, for example. Investors take a close look at the package and then 

3 questions, 3 answers: Securitisations

Looking to the future – optimising the production line for securitisations

In the coming years, European society will face the enormous challenge of rapidly advancing the green and digital transformation of the economy with investments worth billions of euros. The EU Commission estimates that the

Position paper on securitisations

There are plenty of reasons to take out a loan, whether you want to buy a car or finance your studies. If you do decide to borrow money, the lender will do a credit check before granting you a loan. Continue reading to discover what happens during a credit check, as well as tips on improving your cr

 What is a credit check?

Silvia Schütte works at the Association of German Banks in the Banking Supervision and Accounting team, among other assignments. Macroprudential supervision is one of her key remits. An expert on the subject, she has taken the time to answer three fundamental questions about this complex topic.&nbsp

3 answers to 3 questions: macroprudential instruments

Again and again, young people brag about their debts to "buy now, pay later" providers on the net. In this text, you will find out why paying on account does have advantages. We also give you five tips against over-indebtedness.


Buy now, pay later - a debt trap?

The German Banking Industry Committee (GBIC) has contributed to the public consultation and the call for evidence by the European Commission.

Comment on the review of the Mortgage Credit Directive

Therefore, we have engaged with Copenhagen Economics to analyse the benefits of an integrated European banking market and what is currently preventing it as well as to identify initiatives that could make it happen.

Advancing a single digital European banking market

The German Banking Industry Committee (GBIC) has issued its comments to the public consultation of the Basel Committee on Banking Supervision (BCBS) on the technical amandment on capital treatment of securisations of non-performing loans (NPL).

Credit

Deposit protection scheme

Ombudsmen and women

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