Digitalisation is fundamentally changing the way banks do business. Here at the Association of German Banks, we are interested in the central issues surrounding digitalisation, in particular data and platform economies, IT risks relevant to banking supervision and, of course, topics such as artificial intelligence, blockchain, cloud-computing and the digital agenda. How digitalisation affects bank customers is another very important aspect of the work we do. You can find up-to-date articles on these topics here.
Decentralised Finance: Opportunities and risks for users and banks
Opportunities and risks of the DeFi market for users and banks Decentralised Finance (DeFi) refers to the collection of financial services provided through decentralised protocols on public blockchains. The key characteristic of DeFi is that transactions occur through a protocol that utilises sma...