Unlocking the potential of securitisation

In October 2024, as part of a consultation on securitisation requirements, the European Commission released over 150 questions on securitisation regulations. Together, the TSI and German Banking Industry Committee submitted their answers. These answers

TSI/GBIC comments on the of the EU-KOM on the functioning of the EU securitisation framework

The Association of German Banks and True Sale International GmbH established a national Financial Industry Initiative in early 2024. The Initiative aims to strengthen the European securitisation market in order to fully realise the potential of securitisations for financing the economy. The

Report: “A strong, competitive Europe: unlocking the potential of securitisation“

1)&nbsp;&nbsp; &nbsp;What does SSM mean?

The abbreviation SSM stands for Single Supervisory Mechanism. This is the system of banking supervision in Europe, which consists of the European Central Bank (ECB) and the national supervisory authorities of the participating countries.&nbsp;

3 questions, 3 answers: SSM

What are securitisations?

A securitisation is a large number of receivables bundled together in one package. These could be car loans, loans to small and medium-sized enterprises or trade receivables from the sale of solar modules, for example. Investors take a close look at the package and then

3 questions, 3 answers: Securitisations

Die von der Deutschen Bundesbank und der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) veröffentlichten Einschätzungen zur Ertragslage und Widerstandsfähigkeit der kleinen und mittelgroßen Banken (Less Significant Institutions, LSI) belegen die robuste Verfassung der Kreditinstitute in Deu

Stresstest der Aufsicht bestätigt die Widerstandsfähigkeit von kleinen und mittelgroßen Banken 

1)&nbsp;&nbsp; &nbsp;What does SSM mean?

The abbreviation SSM stands for Single Supervisory Mechanism. This is the system of banking supervision in Europe, which consists of the European Central Bank (ECB) and the national supervisory authorities of the participating countries.&nbsp;

The SSM w

The German Banking Industry has issued a statement on the Basel Committee on Banking Supervision's (BCBS) discussion paper on the role of climate scenario analysis in strengthening the management and supervision of climate-related financial risks. The discussion paper of the Basel Committee on Banki

„BCBS – DP on the roleof climate scenario analysis (CSA) in the management and supervision of climate-related financial risks“ 

Guest article in the Börsen-Zeitung from 21 June 2024 with Heiner Herkenhoff, CEO of the Association of German Banks.

“When the forest of traffic signs becomes so dense that we can no longer see the path, we are bound to lose our way.” This is BaFin President Mark Branson’s description of the cur

Herkenhoff: Less complex regulation would bring more growth

What are securitisations?

A securitisation is a large number of receivables bundled together in one package. These could be car loans, loans to small and medium-sized enterprises or trade receivables from the sale of solar modules, for example. Investors take a close look at the package and then 

Looking to the future – optimising the production line for securitisations

In the coming years, European society will face the enormous challenge of rapidly advancing the green and digital transformation of the economy with investments worth billions of euros. The EU Commission estimates that the

Position paper on securitisations

The German Banking Industry Committee (GBIC) has submitted a statement to the Basel Committee on Banking Supervision (BCBS) on the consultation document "Recalibration of shocks for interest rate risk in the banking book (IRRBB)".

GBIC considers a regular inspection of the calibration of interest

Comments on BCBS Consultation Paper “Recalibration of shocks for interest rate risk in the banking book”

Silvia Schütte works at the Association of German Banks in the Banking Supervision and Accounting team, among other assignments. Macroprudential supervision is one of her key remits. An expert on the subject, she has taken the time to answer three fundamental questions about this complex topic.&nbsp

3 answers to 3 questions: macroprudential instruments

The European Banking Authority (EBA) launched a public consultation in July 2023 on its Draft Guidelines on the establishment and maintenance of national lists or registers of credit servicers under Directive 2021/2167. The proposed Guidelines specify the types of information that national lists or 

Banking supervision

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TSI/GBIC comments on the of the EU-KOM on the functioning of the EU ...

Report: “A strong, competitive Europe: unlocking the potential of ...

3 questions, 3 answers: SSM

3 questions, 3 answers: Securitisations

Deposit protection scheme

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