Organisational Chart

The thematic group Retail and Consumer Protection of the banking association works with an interdisciplinary team primarily on issues relating to business with private customers. The main topics include old-age provision, digital sales, retail banking, consumer protection, consumer policy and securities sales. 

The team Legal Affairs and Anti-money Laundering advises the Association and its member banks on various areas of civil and public law as well as on anti-money laundering and competition law compliance.

The team deals with corporate and foreign trade finance, specifically SME and promotion policy as well as sanctions and public customers.

The team shapes and coordinates the association's cooperation with the most important federal political institutions and is responsible for key account management vis-à-vis the Bundestag, the Federal Chancellery and important federal ministries.

The European + International Affairs team initiates, coordinates and supports the association’s activities at European and international level. 

The association has had a representative office in Brussels since 2004.

The focus of the work in the team Digital Finance is primarily on the data and platform economy, IT risks relevant to banking supervision, topics such as artificial intelligence, blockchain and cloud computing, as well as the Digital Agenda.

The team deals with all payment methods, be it cash in retail or mobile phones in real time. Legal and organisational-technical framework conditions are necessary for smooth operation in order to create binding and therefore reliable procedures.

The team is primarily concerned with the further development of business processes, the establishment and further development of infrastructures in banks using digital technologies and the integration of innovative solutions such as biometrics, open banking and cloud services. 

The team Banking Supervision and Accounting deals with national and international banking regulation. The spectrum of content covers all current issues of banking supervision law and risk management, such as Basel IV/CRR/CRD, market, credit and liquidity risks, ICAAP/ILAAP, MaRisk and the treatment and assessment of equity instruments.

The team deals with selected economic policy issues of particular relevance to the banking industry. These include monetary policy in particular. The team analyses the current economic situation and prepares its own economic forecast every six months.

The Deposit Protection Fund of the Association of German Banks protects depositors even beyond the statutory deposit protection. Private individuals up to a maximum of five million euros at present and protected companies up to a maximum of 50 million euros.

Deposits are legally protected in Germany up to 100,000 euros - in special cases up to 500,000 euros. As a statutory compensation scheme, the EdB takes over the protection of deposits at all the banks assigned to it in Germany.

The team is responsible for organising and conducting audits of the CRR credit institutions assigned to the EdB in accordance with the Deposit Guarantee Act and, in cooperation with the Auditing Association of German Banks, monitors the potential risk of a compensation event occurring at member institutions.

The thematic group deals with the legal requirements for the restructuring and resolution of banks.

The development of digital teaching materials for teachers, the distribution and creation of the Financial education Newsletter with interesting and current articles, the SCHULBANKER student competition and much more are part of the work of the team.

The team plans and organises the German Banking Congress every three years and the annual reception in other years. It also organises other regular events, such as the BankenDialog series, Banks on Screen and the Hoffest.

The team Media Relations is the press office of the Association of German Banks. The colleagues handle all media relations and are the first point of contact for representatives of the press. The team takes care of answering all press enquiries and organising press conferences and interviews.

The team is responsible for all of the Association of German Banks' websites - from bankenverband.de to bankenombudsmann.de - and takes care of content and technical development as well as the various social media presences. The team also produces videos for the association.

The team Executive Department is responsible for supporting the Executive Board, the President and the statutory bodies. In addition, the staff team supports the Executive Board in the strategic planning and management of the association.

The Stakeholders and Projects team is responsible for member support, topic and project management and supporting strategic processes. It provides methodological support and carries out central project controlling.

The team is responsible for HR management, HR development, HR systems and conceptual HR work in the Association of German Banks.

The team takes care of the arbitration board of private banks and is the contact point for bank customers in complaint matters.

The team is responsible for the entire IT of the association with the components IT strategy, IT operation, IT purchasing, IT management as well as IT project management, in addition to the information and communication systems of the association and external IT services. The thematic group is part of the Organisation division.

The team is responsible for building and process management, digital and analogue documentation, language services, accounting, travel management and controlling within the association, all incoming and outgoing mail and other internal support functions.