A competitive banking sector – Europe in action

2026 will be a crucial year for Europe’s economic strength and sovereignty. Competitiveness is not an abstract buzzword, but rather the driving force behind growth, innovation and stability. This paper describes how banks act as a source of financing for the real economy and the transformation – and why a competitive, risk-adequate regulatory framework is essential for this.

The focus of the paper is on short and medium-term measures to simplify and adapt key financial market regulations without compromising financial market stability.