Guest article in the Börsen-Zeitung from 21 June 2024 with Heiner Herkenhoff, CEO of the Association of German Banks.

“When the forest of traffic signs becomes so dense that we can no longer see the path, we are bound to lose our way.” This is BaFin President Mark Branson’s description of the

Herkenhoff: Less complex regulation would bring more growth

The European Commission’s proposals for implementing the Basel rules are a step in the right direction. But they do not yet go far enough. Europe is different. It is good that the Commission has decided to take into account European specificities.

Christian Ossig on the implementation of Basel IV

The Association of German Banks welcomes the European Commission’s intention to run pilot operations to identify what adjustments need to be made to existing EU regulation of services involving the issuance, safekeeping and asset servicing, trading and settlement of DLT financial instruments and,

Pilot Regime for market infrastructures based on DLT

1. Politicians and supervisory authorities often refer to complex regulations. What exactly does this mean?

After the financial crisis in 2008, changes were made to supervisory regulations for banks with the goal of ensuring financial stability. Since then, these new regulations have been proven 

3 questions, 3 answers: complex regulations

Guest article in the Börsen-Zeitung from 21 June 2024 with Heiner Herkenhoff, CEO of the Association of German Banks.

“When the forest of traffic signs becomes so dense that we can no longer see the path, we are bound to lose our way.” This is BaFin President Mark Branson’s description of the cur

What are securitisations?

A securitisation is a large number of receivables bundled together in one package. These could be car loans, loans to small and medium-sized enterprises or trade receivables from the sale of solar modules, for example. Investors take a close look at the package and then 

3 questions, 3 answers: Securitisations

Looking to the future – optimising the production line for securitisations

In the coming years, European society will face the enormous challenge of rapidly advancing the green and digital transformation of the economy with investments worth billions of euros. The EU Commission estimates that the

Position paper on securitisations

The world is becoming ever more digital, and banks are taking advantage of that to offer their customers even more efficient, tailor-made services. One new technical option that is getting a lot of attention in this regard is artificial intelligence (AI). What potential does AI have to offer the ban

AI in banks: opportunities and challenges

The German Banking Industry Committee (GBIC) supports in principle a Framework for Financial Data Access that exploits the opportunities of the data economy for European consumers, businesses and the EU economy as a whole. The top priority is therefore that FIDA creates a secure infrastructure for s

Comments on the EU Commission’s draft Framework for Financial Data Access (FIDA)


	Capital markets key to financing transformation&nbsp;
	Securitisations belong at the top of the agenda in 2024
	Smart regulation needed


“Europe is a continent of opportunities, and always has been. We aim to do our utmost to support this Europe,” said Heiner Herkenhoff, CEO of the Associat

Herkenhoff: Europe is a continent of opportunities 

Interview with Henriette Peucker, Deputy Chief Executive of the Association of German Banks, published in the German daily financial paper Börsen-Zeitung on 11 January 2022

The Deputy Chief Executive of the Association of German Banks in an interview on the current situation, the future and regul

Peucker: “German banks are stable”

The Council of the European Union agreed today on a position regarding the EU banking package. The package represents a profound overhaul of banking supervision requirements, the focus of which is the final implementation of Basel III; it will place a significant burden on the European banking indus

Regulation

Current articles

Herkenhoff: Less complex regulation would bring more growth

Christian Ossig on the implementation of Basel IV

Pilot Regime for market infrastructures based on DLT

Deposit protection scheme

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