The publication of the white paper on Libra in mid-June sparked wide-ranging discussion. The Association of German Banks has analysed the paper with its members – both banks and fintechs – and compiled a number of questions, together with some initial possible responses, based on the feedback.

This analysis is not intended to be final – we will review the questions and responses in the light of further developments. In doing so, we wish to contribute to a broad-based debate about the issue of Libra.