The European Banking Authority (EBA) launched a public consultation in April 2023 on its draft Guidelines on the assessment of adequate knowledge and experience of the management or administrative organ of credit servicers, as a whole, under the Non-Performing Loans Directive. The Guidelines aim at ensuring that the organs are suitable to conduct the business of the credit servicer in a competent and responsible manner. GBIC points out in its comments that the scope of qualification of a credit servicer should be aligned with the relevant business model. Besides, a standardised structure in terms of supervisory law should be established.
