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Article
1st of September 2025

The fine line between competitiveness and financial stability

It’s time to reassess Europe’s banking regulations

Dr. Hilmar Zettler, Head of Banking Supervision and Deposit Protection at the German Banking Association, explains in this article the current state of regulation in the European banking sector.

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Lehrerin und Schüler
Position paper
24th of March 2026

Focus on financial education 2026

Financial literacy is a key issue for Germany’s future. At a time of demographic change, rising living costs and structural pressure on social security systems, financial literacy is crucial to ensuring equal opportunities, providing for the future and maintaining economic stability.

 
Aktionärsrechterichtlinie
Position paper
5th of March 2026

Shareholder Rights Directive III

Position paper on Chapter Ia

The European Commission work programme for 2026 includes a plan to evaluate the Shareholder Rights Directive (SRD). The key to success is a targeted revision of Chapter Ia SRD II and the Implementing Regulation (EU) 2018/1212 (Implementing Regulation).

The Association of German Banks in numbers

180

Employees work for the Association of German Banks.

3

locations. We work in Berlin, Brussels and Frankfurt/Main.

184

members are part of our association, mainly private banks operating in Germany.

24

Fintechs are among our members.