Welcome to the Association of German Banks.
Shaping the future of the financial industry.

Schülerinnen
Position paper
24th of March 2026

Focus on financial education 2026

Financial literacy is a key issue for Germany’s future. At a time of demographic change, rising living costs and structural pressure on social security systems, financial literacy is crucial to ensuring equal opportunities, providing for the future and maintaining economic stability.

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Article
1st of September 2025

The fine line between competitiveness and financial stability

It’s time to reassess Europe’s banking regulations

Dr. Hilmar Zettler, Head of Banking Supervision and Deposit Protection at the German Banking Association, explains in this article the current state of regulation in the European banking sector.

Baustelle mit Kran
Article
4th of August 2025

Financing affordable living space: challenges and solutions

The German government has made it its mission to create affordable housing. And rightly so, because the federal government forecasts a need for 320,000 new apartments per year until 2030. Construction is too slow, too expensive, and not happening on a large enough scale. Banks can provide impulses in the ongoing discussion from a financing perspective.

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Aktionärsrechterichtlinie
Position paper
5th of March 2026

Shareholder Rights Directive III

Position paper on Chapter Ia

The European Commission work programme for 2026 includes a plan to evaluate the Shareholder Rights Directive (SRD). The key to success is a targeted revision of Chapter Ia SRD II and the Implementing Regulation (EU) 2018/1212 (Implementing Regulation).

 
EU-Gebäude in Brüssel
Position paper
10th of February 2026

A competitive banking sector – Europe in action

The paper describes how banks act as a source of financing for the real economy and transformation—and why a competitive, risk-adequate regulatory framework is essential for this.

The Association of German Banks in numbers

180

Employees work for the Association of German Banks.

3

locations. We work in Berlin, Brussels and Frankfurt/Main.

184

members are part of our association, mainly private banks operating in Germany.

24

Fintechs are among our members.