Welcome to the Association of German Banks
Shaping the future of the financial industry.

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Rethinking Payments – Wholesale Settlement Solutions as an Anchor

Strengthening Europe’s Sovereignty in Interbank Payments through Blockchain with a Distribution Solution!

This paper examines the Eurosystem’s initiatives Pontes and Appia and explains why today’s architectural choices will shape Europe’s financial sovereignty tomorrow. It makes the case for a distribution-based approach as the most effective way to combine innovation, efficiency, and robust regulatory control.

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Digitaler Euro
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The digital euro is not an answer to U.S. stablecoins

Alongside fears of negative geopolitical implications, risks to financial stability have also come into focus. Although Meta’s project was never implemented, a dynamically growing stablecoin market has emerged.

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The Association of German Banks in numbers

180

Employees work for the Association of German Banks

3

locations. We work in Berlin, Brussels and Frankfurt/Main.

171

members are part of our association, mainly private banks operating in Germany.

21

Fintechs are among our members