Welcome to the Association of German Banks.
Shaping the future of the financial industry.

Position paper

Focus on financial education 2026

Financial literacy is a key issue for Germany’s future. At a time of demographic change, rising living costs and structural pressure on social security systems, financial literacy is crucial to ensuring equal opportunities, providing for the future and maintaining economic stability.

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Latest news

Kind packt Münzen in ein Glas zum Sparen
Article

Easy money-saving tips to improve your finances

Saving can be easily integrated into everyday life with simple strategies. If you put small amounts aside, you can save a considerable sum over time. We provide savings tips that anyone can implement.

Familie im Skiurlaub
Article

Which European skiing destinations are the best value for money?

The Alps or the Giant Mountains? What does a winter holiday during the skiing season mean for your finances? A euro does not have the same value everywhere. Depending on the winter sports destination you go to, you may get more or less for your money. But how expensive is it in the individual countries?

Frankfurt am Main Gebäude
Article

3 answers to 3 questions: the Integrated Reporting Framework

The Integrated Reporting Framework - IReF for short - is intended to simplify reporting for banks. Silvia Schütte is an expert on banking regulation at the Association of German Banks and answers the most important questions.

Positions

Aktionärsrechterichtlinie
Position paper

Shareholder Rights Directive III

Position paper on Chapter Ia

The European Commission work programme for 2026 includes a plan to evaluate the Shareholder Rights Directive (SRD). The key to success is a targeted revision of Chapter Ia SRD II and the Implementing Regulation (EU) 2018/1212 (Implementing Regulation).

 
EU-Gebäude in Brüssel
Position paper

A competitive banking sector – Europe in action

The paper describes how banks act as a source of financing for the real economy and transformation—and why a competitive, risk-adequate regulatory framework is essential for this.

The Association of German Banks in numbers

180

Employees work for the Association of German Banks.

3

locations. We work in Berlin, Brussels and Frankfurt/Main.

184

members are part of our association, mainly private banks operating in Germany.

24

Fintechs are among our members.