Welcome to the Association of German Banks.
Shaping the future of the financial industry.

Position paper

Focus on financial education 2026

Financial literacy is a key issue for Germany’s future. At a time of demographic change, rising living costs and structural pressure on social security systems, financial literacy is crucial to ensuring equal opportunities, providing for the future and maintaining economic stability.

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Latest news

Frau prüft Zuhause ihre Kontoauszüge
Article

Lump-sum investment or savings scheme - which strategy is best for you?

Say you have a large sum of money that you want to invest. Does it makes more sense to invest it all at once, or might it be better to use it to invest smaller sums regularly. Both approaches have some benefits and disadvantages, and which one you choose will depend on your financial situation and your goals.

Person die mit Bargeld bezahlt
Article

2025: What will change?

What benefits can consumers still look forward to? We have put together some examples of changes for you.

Mädchen bezahlt mit ihrem Smartphone an einem Automaten
Article

6 new savings tips for 2025

No buy month, digital budgets and more

The new year is an excellent time to set new savings goals. But of course, you probably already know all the classic tips for saving money, from reducing electricity use to cancelling subscriptions. But what about more creative approaches? This article discusses some of the more unusual savings tips for daily life, ones that often become habits. Get inspired to start a new year of savings in 2025!

Positions

Aktionärsrechterichtlinie
Position paper

Shareholder Rights Directive III

Position paper on Chapter Ia

The European Commission work programme for 2026 includes a plan to evaluate the Shareholder Rights Directive (SRD). The key to success is a targeted revision of Chapter Ia SRD II and the Implementing Regulation (EU) 2018/1212 (Implementing Regulation).

 
EU-Gebäude in Brüssel
Position paper

A competitive banking sector – Europe in action

The paper describes how banks act as a source of financing for the real economy and transformation—and why a competitive, risk-adequate regulatory framework is essential for this.

The Association of German Banks in numbers

180

Employees work for the Association of German Banks.

3

locations. We work in Berlin, Brussels and Frankfurt/Main.

184

members are part of our association, mainly private banks operating in Germany.

24

Fintechs are among our members.