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Baustelle mit Kran
Article
4th of August 2025

Financing affordable living space: challenges and solutions

The German government has made it its mission to create affordable housing. And rightly so, because the federal government forecasts a need for 320,000 new apartments per year until 2030. Construction is too slow, too expensive, and not happening on a large enough scale. Banks can provide impulses in the ongoing discussion from a financing perspective.

Press release
1st of August 2025

EU-wide stress test: German institutions are resilient

Requirements for capital calculations less plausible

The European Banking Authority (EBA) and the European Central Bank (ECB) have today published the results of their regular stress test. The last stress test took place in 2023.

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Lehrerin und Schüler
Position paper
24th of March 2026

Focus on financial education 2026

Financial literacy is a key issue for Germany’s future. At a time of demographic change, rising living costs and structural pressure on social security systems, financial literacy is crucial to ensuring equal opportunities, providing for the future and maintaining economic stability.

 
Aktionärsrechterichtlinie
Position paper
5th of March 2026

Shareholder Rights Directive III

Position paper on Chapter Ia

The European Commission work programme for 2026 includes a plan to evaluate the Shareholder Rights Directive (SRD). The key to success is a targeted revision of Chapter Ia SRD II and the Implementing Regulation (EU) 2018/1212 (Implementing Regulation).

The Association of German Banks in numbers

180

Employees work for the Association of German Banks.

3

locations. We work in Berlin, Brussels and Frankfurt/Main.

184

members are part of our association, mainly private banks operating in Germany.

24

Fintechs are among our members.