Welcome to the Association of German Banks.
Shaping the future of the financial industry.

Schülerinnen
Position paper
24th of March 2026

Focus on financial education 2026

Financial literacy is a key issue for Germany’s future. At a time of demographic change, rising living costs and structural pressure on social security systems, financial literacy is crucial to ensuring equal opportunities, providing for the future and maintaining economic stability.

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Article
29th of January 2024

3 answers to 3 questions: macroprudential instruments

Silvia Schütte works at the Association of German Banks and Macroprudential supervision is one of her key remits. She has taken the time to answer three fundamental questions about this complex topic.

Börsenmakler prüft sein Smartphone
Article
18th of January 2024

What are synthetic ETFs?

It is very important that you understand the specific characteristics and risks of any ETF before making the decision to invest.

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Aktionärsrechterichtlinie
Position paper
5th of March 2026

Shareholder Rights Directive III

Position paper on Chapter Ia

The European Commission work programme for 2026 includes a plan to evaluate the Shareholder Rights Directive (SRD). The key to success is a targeted revision of Chapter Ia SRD II and the Implementing Regulation (EU) 2018/1212 (Implementing Regulation).

 
EU-Gebäude in Brüssel
Position paper
10th of February 2026

A competitive banking sector – Europe in action

The paper describes how banks act as a source of financing for the real economy and transformation—and why a competitive, risk-adequate regulatory framework is essential for this.

The Association of German Banks in numbers

180

Employees work for the Association of German Banks.

3

locations. We work in Berlin, Brussels and Frankfurt/Main.

184

members are part of our association, mainly private banks operating in Germany.

24

Fintechs are among our members.