GBIC Comments on the Draft Implementing Act for EUDIW User Onboarding under eIDAS 2.0

The statement relates to the European Commission’s draft implementing act on the onboarding of users to the European Digital Identity Wallet (EUDIW) under the amended eIDAS-Regulation (eIDAS 2.0). The German Banking Industry Committee (GBIC) calls for a risk-based and staggered application of eIDAS assurance levels that aligns with existing AML and KYC frameworks in the financial sector. It highlights the need for clear role allocation, interoperability, and legal certainty in onboarding processes. It also stresses the importance of avoiding redundant verification steps where high-assurance digital identities are already in place.