GBIC comments on the EBA Discussion paper

Simplification and assessment of the credit risk framework

German Banking Industry Committee Banking supervision

Thomas Schlüter

The German Banking Industry Committee welcomes the initiative of the European Banking Authority (EBA) to explore possible avenues for simplifying the existing credit risk framework.

Efforts aimed at improving the efficiency, consistency and usability of the regulatory framework are generally appreciated. At the same time, the Committee notes that several elements outlined in the discussion paper may, in practice, lead to additional requirements, expectations or costs for institutions.

Discussion paper on Simplification and assessment of the credit risk framework

PDF

15.07.2026

Download

Contact

Thomas Schlüter

Head of Communication

This might also interest you:

Comments

3rd of June 2026

GBIC comments on the European Commission’s delegated act

The Sustainability Reporting Standard for Voluntary Use

The German Banking Industry Committee comments on the draft delegated act on the Sustainability Reporting Standard for Voluntary Use (VS).

Comments

21st of May 2026

DK comments on the Delegated Act of the European Commission on the Implementation of FRTB

The German Banking Industry Committee (DK) comments on the draft delegated act regarding the European implementation of the new own funds requirements for market risk (Fundamental Review of the Trading Book – FRTB).

Comments

7th of May 2026

GBIC comments on the potential use of international carbon credits under the EU 2040 clima

The German Banking Industry Committee has participated in the European Commission’s consultation on establishing a framework for the possible use of international carbon credits under the EU’s 2040 climate target.